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Allowance Does not Teach Kids About Money- You Do!!

Our friend Liz Westin of Nerd Wallet shared some tips about teaching her child to manage Money. She started with a Moonjar and grew with her daughter!   Many parents tell me they feel guilty about allowances.< They aren't consistent about when and how they give their kids money. They wonder if allowances should be tied to chores. Even how they dole out money can be a problem. Cash is easiest, but much of what kids want to buy — downloads of a favorite show, a toy on Amazon, a realm in Minecraft — requires plastic.I've used our daughter as...

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Money Books for Kids!

APRIL SHOWERS BRING OPPORTUNITY   Teach a Child to Save, Global Financial Awareness, Money Smart Week, these are just a few of the spring boards used in the month of April to open the MONEY CONVERSATION with Kids and families! There are activities all over the world. The most straightforward activity is to READ Read books about Money with kids and talk about what is going on!  Teaching kids about Money is the job of all of us. We need to talk about Money at home and encourage schools to teach about SAVE SPEND and SHARE from pre-school on. Moonjar...

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The road from here to there

The road from here to there

The Luck of the Irish (or of any other ethnicity) just isn’t going to pave the way when it comes to kids and money! We hear so often about a lucky break that changed a life but in reality the lucky break was most likely a long time coming and the real challenge happened when it was time to manage the money that came with the break.  I was just reading about a woman who was a horrible student all the way through college and is now a billionaire.  She got there after failing at 22 other jobs and finally...

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America Saves Week

America Saves Week

America Saves Week is the first of a few specially named efforts this time of year to help all of us remember to be mindful about our money.  This is a great time to think about money management for kids! Teaching a child to save is such a great way to re discover our own Money Personalities as well as to set the child on a good practice of regular savings.  When I was young my family did not talk about money. I always felt safe and we always sat down for dinner together to eat a pretty well balanced...

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Financial Education for Kids- Now? Or When?

Today my Twitter feed had another article about the facts around financial education for kids and how that education positively affects American consumers.So, when should we start? Is there such a thing as too early? I don’t think so. Financial education for kids can start as soon as a child encounters money. Money management for kids is the first lesson and needs to be taught and practiced for years! One great way to introduce the concept of managing money is with a moneybox. Moonjar’s Save Spend and Share are great concepts and a clear way to introduce early financial education...

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